Demo

Demo version

Finanzas is still in development: this is a test version, open so you can try it.

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Personal finance for the US and Peru

Your money, finally clear.

Log spending in seconds, plan your month, and keep your goals, loans and mortgage in one place. On your own or as a family, in whatever currency you use.

No credit card · Cancel anytime

The Finanzas dashboard: net worth, accounts, this month’s budget and what’s due. Logging an expense on a phone with quick entry.
  • No ads
  • Your data is never sold
  • Export everything, anytime
  • We never ask for your bank password

How it works

  1. Create your space

    Add your accounts in dollars, soles or both. It takes less than a minute.

  2. Log it in seconds

    Amount, category, done. Recurring bills show up on their own for you to confirm.

  3. See where your money goes

    Your monthly budget, goals and reports, built from what actually happened.

All your money in one place

All of this works today.

Track

Quick entry with grouped categories, transfers between accounts, and recurring bills you confirm with one tap.

Budget

Limits by category and by account, plus your monthly pace: know you’re on track before the month is over.

Plan

Goals with a contribution plan, loans with their schedule and a payoff simulator, and your mortgage with equity, PMI, escrow and refinancing.

Understand

A monthly report in ten sections: cash flow, categories, debts, net worth and what’s already committed.

Dollars and soles, no tricks

Every account and every transaction keeps its own currency. Nothing is quietly converted at a rate you didn’t choose: totals are shown currency by currency.

  • Save in dollars and spend in soles, the way people do in Peru.
  • Sending money to family abroad? Each side stays in its own currency.
  • Transfers between currencies keep both amounts: what left and what arrived.
Accounts in dollars and soles, each with its balance in its own currency.

For couples and families, with room for everyone

Up to 6 people share one space: household money in plain view for everyone and, for each person, private accounts and categories the others can’t see.

  • Shared accounts and private accounts
  • Household limits and personal limits
  • An “All · Shared · Only mine” filter on your dashboard, transactions, accounts, recurring and reports
The people in a family space, each with their role.

Your information is yours

  • We never ask for your bank login: enter things by hand or import a CSV.

  • Download all your data in one file whenever you like, and delete your account from Settings.

  • No one from support can look at your account unless you allow it, and only for a limited time.

  • Dark mode included: nothing basic hides behind a paywall.

Simple pricing

60 days free with everything included. Then pick the plan that fits.

Billing period

Individual

For managing your own money.

1 person

$5.99 per month

Cancel anytime.

$49 per year

That’s $4.08 a month. You save $22.88 a year compared with paying monthly.

Try it free for 60 days

Includes

  • Every feature, with unlimited accounts and transactions
  • Accounts in dollars and soles
  • CSV import and full export
  • No ads

No card needed for the trial. Taxes are calculated for your country at checkout. Payments are processed by Paddle, our authorized reseller.

Frequently asked questions

Do I need a credit card for the trial?

No. Sign up with your email and use everything for 60 days. You only pay if you decide to stay.

What happens when the 60 days are over?

If you don’t pick a plan, your account becomes read-only: you can see and export everything, but not add new transactions. Nothing is deleted. Once you subscribe, you pick up right where you left off.

Can I switch plans?

Yes. Move to Family when you want to invite someone, or back to Individual if it’s just you. Billing is prorated.

How do I cancel?

From Subscription, inside your account, in one click. You keep full access until the end of the period you already paid for.

Does it connect to my bank?

No, and that’s on purpose: we never ask for your bank login. Log transactions in seconds or import the CSV you download from your bank.

Can I use dollars and soles at the same time?

Yes. Each account has its own currency, and totals are shown per currency, never converted with made-up rates.

Who can see my data?

Only you and the people you invite to your space, and they only see what you share. We don’t sell data or show ads.

Do you offer refunds?

Yes. If a charge didn’t work for you, ask for a refund within 14 days. The details are in our refund policy.

Why does the charge say Paddle?

Paddle is our authorized reseller: it processes the payment, issues the receipt and handles taxes for each country. That’s why the charge on your statement shows their name.

Start today. Decide in 60 days.

No card, no commitment. If it’s not for you, you pay nothing.

Start your 60-day free trial